Terms & Conditions

Effective Date: September 26, 2026

Welcome to the website of Koncepts Broker Solutions LLC ("KBS," "we," "us," or "our"). By accessing or using this website, you agree to be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use this site.

1. No Insurance or Medical Advice

The content on this website is for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. KBS is an independent insurance brokerage and does not offer every plan available in your area. We currently represent a limited number of organizations offering a limited number of products. For a complete listing of all Medicare options, please contact Medicare.gov or 1-800-MEDICARE (TTY users call 1-877-486-2048), 24 hours a day, 7 days a week, or consult www.medicare.gov.

2. Not a Government Entity

KBS is a proprietary, privately owned website and is not associated with, endorsed by, or authorized by the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services (CMS).

3. Use of This Website

You agree to use this website only for lawful purposes. You may not use this site in any way that could damage, disable, or impair the site, or interfere with any other party's use of the site.

4. No Guarantee of Accuracy

While we strive to keep information on this site accurate and current, KBS makes no warranties or representations as to the completeness, accuracy, or reliability of any content, plan details, or pricing. Plan availability, benefits, and premiums are subject to change and should be confirmed directly with the carrier or a licensed agent.

5. Third-Party Links

This website may contain links to third-party websites. KBS does not control and is not responsible for the content, privacy practices, or accuracy of any linked third-party sites.

6. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of KBS or its licensors and may not be reproduced, distributed, or used without prior written consent.

7. Limitation of Liability

KBS shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this website or any information contained on it.

8. Changes to These Terms

KBS reserves the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of the website after changes are posted constitutes your acceptance of those changes.

9. Governing Law

These Terms & Conditions are governed by the laws of the State of Mississippi, without regard to its conflict of law provisions.

10. Contact Us

If you have questions about these Terms & Conditions, please contact us at KBS.info@konceptsbrkrs.com or (601) 550-6696.