Supplemental Insurance

Extra protection for the costs health insurance leaves behind

Even with good health coverage, a hospital stay, accident, or serious diagnosis can bring deductibles, copays, and lost income. Supplemental plans pay cash benefits you can use however you need.

Hospital

Hospital Indemnity

Pays a set amount for each day you’re in the hospital — helpful alongside Medicare Advantage or high-deductible plans.

Diagnosis

Cancer, Heart Attack & Stroke

Lump-sum benefits when you’re diagnosed with a covered condition.

Injury

Accident

Helps with emergency room visits, fractures, and follow-up care after a covered accident.

Smiles

Dental, Vision & Hearing

Stand-alone coverage for cleanings, glasses, hearing aids, and more.

Care

Short-Term Care & Home Health

Help with the cost of recovery care at home or in a facility.

Income

Disability

Replaces part of your income if you can’t work because of a covered illness or injury.

Is supplemental coverage right for you?

These plans aren’t a replacement for health insurance. They work best when they’re matched to the gaps in the coverage you already have. We’ll review your current plan first and only suggest what makes sense.

Find the gaps in your coverage

We’ll review your current plan and explain your options clearly.

Supplemental plans are not health insurance and do not replace major medical coverage. Benefits, limitations, and exclusions vary by plan and carrier.