Portrait of a smiling middle-aged woman with blonde hair, wearing a black blazer and white blouse, accessorized with a beaded necklace.

Meet Caroline Barnes

Licensed Life & Health Insurance Broker

Dedicated to Service, Committed to Care 

Caroline has built her personal and professional life around one core mission: helping others live their best lives. Whether serving as a licensed realtor, published author, substitute teacher, licensed psychotherapist, public speaker, or volunteer in both faith-based and disaster relief efforts, she’s always been driven by a deep sense of purpose and compassion.

Today, as a licensed insurance agent, Caroline brings that same dedication to the world of health and life insurance. She works closely with each client to understand their needs, simplify the process, and help them find the coverage that truly fits—providing clarity, confidence, and care every step of the way.

Outside of work, Caroline enjoys a full and joyful life with her husband of more than 40 years. Together, they love fishing, boating, and spending time with their three grown children, five grandchildren, a group of beloved “adopted” grandkids, and Booters, their miniature schnauzer.