Health coverage for individuals and families under 65
If you’re self-employed, between jobs, retiring early, or your employer doesn’t offer coverage, an Affordable Care Act (ACA) Marketplace plan may be the right fit. We’ll help you see what you qualify for.
What ACA plans include
Comprehensive coverage
Doctor visits, hospital care, prescriptions, maternity, mental health, and preventive care at no extra cost.
No denials
You can’t be turned down or charged more because of a health condition.
Premium tax credits
Depending on household income and size, you may qualify for tax credits that lower your monthly premium, plus reduced out-of-pocket costs on Silver plans.
Bronze to Platinum
Choose a balance of monthly premium and out-of-pocket costs that fits your budget and how often you use care.
When you can enroll
- Open Enrollment happens every fall for coverage starting the next year.
- Special Enrollment is available within 60 days of qualifying life events, such as losing other coverage, marriage, having a baby, or moving.
- If you qualify for Medicaid or CHIP, you can apply at any time.
What to have ready
- Estimated household income for the coverage year
- Everyone in your household who will be on your tax return
- A list of your doctors and prescriptions
- Any current coverage offers from an employer
Find out what you qualify for
We’ll compare plans and estimate your savings with you, at no cost for our help.
Plan availability, premiums, and savings depend on your county, household size, and income. Final eligibility for financial help is determined by the Health Insurance Marketplace®.